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Repayment of the loan is due when the last surviving homeowner dies, sells the home, or permanently moves away. Settlement: The meeting where you review and sign your loan papers.

Also called a "closing." Total Amount to Repay: This is the total amount of fees, points, and all monthly and balloon payments that you will pay over the life of the loan. American Association of Retired Persons is a nonprofit, nonprtisan membership free three credit report orgnization for people 50 and over. We provide information and resources; advocate on legislative, consumer, and free three credit report legal issues; assist members to serve their communities; and offer a wide range of unique benefits, special products, and services to our members. These benefits include AARP free three credit report Webplace at www.aarp.org, Modern Maturity, and My Generation magazines, and the monthly AARP Bulletin. Active in every state, the District of Columbia, Puerto Rico, and the U.S.

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